Sunday, December 6, 2009

Citation to Discover Assets-Will County, Dupage County, and Cook County

A Citation to Discover Assets ("Citation") is a legal process by a judgment creditor in Illinois where a creditor is looking for information about how to collect against a debtor. Citation to Discover Assets is administered under oath and typically in a hall mall. Typically, Citation to Discover Assets is an informal process.

During this process, you cannot make any transfers such as fraudulent transfers designed to protect your assets from the judgment. Robertson Law Group, LLC concentrates in Commercial litigation (closely held businesses) and Asset Protection. We work closely with Citation to Discover Assets and we know how to protect your assets before a judgment is entered and after a judgment is entered.

Generally, a creditor will find out whether you are an employee or self-employed. If you are an employee, the creditor will garnish your wages by issuing your employee a wage garnishment. In Illinois, your wages will be generally garnished at fifteen (15) percent of your wages. Your bank accounts will be frozen and your monies will be seized. You have the opportunity to claim $4,000 per person as exempt from creditor's claims. However, you must actively claim this amount and set up a court hearing. Your house also can be seized and sold at public auction if you have enough equity to satisfy a judgment or partially satisfy the judgment. In Illinois, each person gets a $15,000 homestead exemption. A homestead exemption is the amount of equity you can claim that is exempt from creditors. You must reside in your home to get the homestead exemption. We practice a lot in Circuit Court of Dupage County, Circuit Court of Will County, and Circuit Court of Cook County.

If you have any questions, please call Sean Robertson at 312-498-6080 or 630-364-2318. We also can be reached via email at

Key words: Citation to Discover Assets, Non-Wage Garnishment, Wage Garnishment, Contempt of Court, Circuit Court of Cook County, Circuit Court of Will County, and Circuit Court of Dupage County.

We are located in downtown Chicago and Naperville, Illinois.

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